Q. I want to buy now while the prices are low, but don’t want to build until later. Is this possible?
A. Yes, you can buy now and wait to build. There is no time requirement for building a home.
Q. Do you require a specific homebuilder, or a specific style of house?
A. Harbor Ridge HOA does not require a specific homebuilder or a specific style of house. Your house plans must be submitted and approved by an Architectural Review Committee before construction. Minimum square footage is 1400 square feet for water access lots and 1600 square feet for waterfront lots. No mobile homes or trailers.
Q. I don’t know of any homebuilders in the area?
A. Not a problem. We can provide you with a list of local homebuilders.
Q. Are Waterfront Lots dockable?
A. Yes. Before building a dock you must obtain a Dock Permit from Duke Energy.
Q. What type of activities are allowed on the lake?
A. The lake is a fully recreational lake for swimming, boating (gas or electric engines), sailing, kayaking, canoeing, paddle boats, jet skiing, water skiing, tubing, wakeboarding, etc.
Q. What schools are in the area?
You can also visit http://www.greatschools.net/ to see information on testing scores for Rutherford College Elementary, Heritage Middle School and Draughn High School.
Q. Are there any yearly HOA dues?
A. Yes. Harbor Ridge Home Owner’s Association fee is $525.00 per year.
Q. What types of utilities are at the community?
A. Harbor Ridge has underground power, underground phone lines, county water, and septic systems (Septic systems are installed during home construction.)
Q. How close is Harbor Ridge to ski resorts?
A. Harbor Ridge is located at 1100 to 1200 feet above sea level. Ski Resorts are one hour away.
Q. How close is Harbor Ridge to the beach or ocean?
A. It’s about 4 hours to Myrtle Beach and Wilmington, NC, and Charleston, SC.
Q. How much are property taxes per year?
A. Property taxes are $6 per $1,000 of value. Some examples: A $50,000 lot would have about $300 per year in property taxes, a $200,000 lot would have $1,200 per year in taxes, and a $400,000 home and land package would have $2,400 per year in taxes.
Q. Where can I launch my boat?
A. Right next to Harbor Ridge is a public boat launch, and Harbor Ridge owners can use the community boat slips.
Q. How do I find out more information about the Rutherford College/Hickory area?
Harbor Ridge is located about 15 minutes west of Hickory on the main channel of Lake Rhodhiss, about 3 miles from I-40.
Granite Falls and the Hickory area are one of the fastest growing areas in North Carolina, now with more than 300,000 people in the metro area. Centrally located between Asheville, Boone, Charlotte, and Winston-Salem, Hickory is becoming an ideal location for many reasons. From Hickory, you can take day trips to the beach or go snow skiing in the mountains. With an average high temperature of 86 degrees in July, it’s no wonder why this region has become so popular.
In fact, Reader’s Digest called Hickory "One of the 10 best places in America to raise a family". To arrive at the list of the top places to raise a family, researchers went to the source, surveying parents about factors that affect family life. In the Hickory area, parents interviewed cited positive factors including low taxes, the variety of available activities, the quality of the schools, the affordable cost of living, and the sense of a community.
Also Epodunk.com recently rated Hickory "The Best Hometown in North Carolina".
The Hickory-Lenoir-Morganton M.S.A. has also been named the 3rd best M.S.A. in the country for Business Costs by Forbes Magazine.
Hickory has been named an "All-America City" three times. The All-America City Award is given annually to only ten cities in the United States. It is a very prestigious award that represents a community's ability to work together and achieve critical local issues.
Entertainment – 14 movie theater screens, Hickory Crawdads AAA baseball, Hickory Furniture Mart, shopping malls, fitness trails, health clubs, museums, live theater, Hickory Motor Speedway, Hiddenite’s Emerald and Gem Mine, local college sporting events, and of course boating activities on Lake Hickory.
Medical Facilities – 3 Hospitals within 30 minutes, with the closest about 12 minutes away, as well as a variety of local clinics. Frye Regional Medical Center, located in downtown Hickory, is the first hospital in the state of North Carolina to win the JD Power and Associates "Distinctive Hospital" award and also is the first hospital to win it two years in a row. The other 2 hospitals in the area are Catawba Valley Medical Center and Valdese Hospital.
Golf Courses – over 20 private and public golf courses, including Lake Hickory Country Club designed by Donald Ross of Pinehurst #2 fame and Rock Barn Golf Club designed by Robert Trent Jones Jr. Rock Barn Golf Club each year hosts the Greater Hickory Classic Champions Tour Event!
Catawba County Book Club - Meet new people and discuss literature.
Hickory, NC Area Links
Q. How about more information on Lake Rhodhiss?
A. Lake Rhodhiss Highlights:
- 3,000 Acres in Size
- 90 Miles of Shoreline
- Regulated by Duke Energy
- Fully Recreational Lake (Boating, Sailing, Jet Ski’s, Water Skiing, Swimming, etc.)
- Fishing tournaments
- Constant water level, clear water clarity
- 6 boat launches
Lake Rhodhiss has over 90 miles of shoreline, totaling over 3000 acres of surface area. Lake Rhodhiss offers 6 boat launches. The lake is a fully recreational lake for swimming, boating (gas or electric engines), sailing, kayaking, canoeing, paddle boats, jet skiing, water skiing, tubing, wakeboarding etc.
Waterfront lot owners can obtain Boat Docks Permits from Duke Energy. During the summer months you can enter various fishing tournaments, since the lake abounds with many species of fish. There are several things that have made Lake Rhodhiss extremely attractive: the constant water level, water clarity, and the natural shoreline. Because some communities use Lake Rhodhiss as their drinking water supply, the water level remains constant, where other lakes in the Carolinas as well as other states can vary dramatically. Water clarity is another reason why people want to be on Lake Rhodhiss. Unlike most other North Carolina lakes that have a clay bottom, Lake Rhodhiss has a crystal blue color to the water because it has a sandy bottom. The attractive shoreline of Lake Rhodhiss is one of its greatest assets. The developed portions of the shoreline display custom built homes ranging in size from 2,000 to 10,000+ square feet, with beautiful docks - many with second level viewing decks. With boating traffic rated as low to moderate, you can see why so many people describe the natural beauty of Lake Rhodhiss as “breathtaking.”
Q. How's the Weather?
A. You can visit http://www.weatherbase.com/ to see statistics on Monthly Average High Temperatures, Monthly Average Low Temperatures, Monthly Average Rainfall, and Monthly Average Snowfall (average 4.8 inches of snow per year over the last 10 years)
Q. Is my deposit safe if I choose to purchase property?
A. Yes, your deposit is held in a non-interest bearing escrow account until closing with an attorney. A full refund of all deposit money is given if the title search reports a defect in title or if the sale is contingent upon financial approval.
Q. What should I expect on the day that I go to view a property?
A. Be prepared to walk the property and understand the boundaries and character of the property. Some properties may be hilly and/or wooded. Wear long pants and walking shoes (hiking boots are best).
Ask questions. Our Agents have the answers and will provide you with property information that will clearly explain the accessibility of the property, access to utilities and the costs associated with purchasing the property.
Properties are sold on a first-come, first-serve basis contingent upon receiving a deposit check, so remember to bring a check in case you find a property you want to purchase.
Q. If I decide to purchase a property, what guarantees are offered?
A. A general warranty deed comes with each property which guarantees that title is marketable and free and clear of all encumbrances.
Q. Do I need to find an attorney on my own if I decide to purchase?
A. You may, however we have obtained an attorney from the area who is familiar with the property and region. The attorney's knowledge of the property and area will make for a smooth and timely closing. The attorney can also arrange the closing via mail which will save you considerable time and make for an easy process.
Q. What is a title search or title abstract?
A. North Carolina law requires an attorney to perform loan closings. Part of this process is searching the title to the property. The history of ownership of the property is investigated to determine that there are no others who may have claim to any portion of the property. Any covenants, conditions, restrictions, easements, rights-of-way, deeds of trust or other matters of record that may affect the title are reported. Any findings that are not permitted, such as prior liens on the property, will be cleared by the attorney's office prior to closing. An owner's title insurance policy is issued based upon the findings of the title search.
Q. What types of lots are available to buy?
A. We have a variety of lots fitting different parameters such as acreage, water access, slope, view (mountain or lake), location, and much more. Most of our lots, at this time, are waterfront properties, but we have access to an extensive range of properties in the area. Simply tell us the type of lot that you're looking for and we'll be happy to provide you with a list of lots that meet your criteria.
Q. What if your lot inventory does not include a lot that will suit my needs?
A. No problem. NClakefront.com Realty has access to virtually all of the lots for sale in this area. We also have a database that includes properties which could be acquired directly from owners. As a company that focuses on lots and new construction, we have an extensive knowledge of lots and pricing on the lake, and can help you discern appropriate values for these properties in order to enable a smooth real estate transaction.
Q. What services do you provide when someone buys a lot?
A. Our goal is to make buying a lot a pleasant and easy experience for you! We do that for you in a variety of ways. Most of our lots have property lines that are clearly marked, so when you visit in person, you will find the location of the property lines. Many times one or more possible homesites in a community will be cleared. Additionally, many of our lots have septic permits already completed. We've found this gives most buyers added peace of mind to know these things have already been taken care of. There are other items involved in purchasing property here such as Title Insurance, Recorded Maps and Property Covenants, and we have a database of banks to assist in property financing. If there is anything additional you would like us to do, or if you would like us to change anything, please let us know! Again, we are here to put a smile on your face, and will do everything we can to make you happy.